equity-comp-plannerlisted

# Equity Comp Planner A thin orchestration layer over the **planfi MCP** (https://ai.planfi.app/mcp, public, no auth). All equity valuation, AMT/tax math, and concentration thresholds live server-side. This skill only gathers inputs and calls the tools — it does **not** compute anything locally and bakes in no defaults of its own. Read-only. **Related skills:** for the pre-IPO/founder-specific 83(b) early-exercise election and the §1202 QSBS gain exclusion, see **startup-equity-planner** (`analyze_startup_equity`). For an employer Nonqualified Deferred Comp (NQDC / 409A) election — deferring salary/bonus past qualified-plan caps, lump-vs-installment distribution, and creditor risk — see **deferred-comp** (`analyze_deferred_comp`). For **appreciated employer stock held inside a 401(k)** at job change or retirement — whether to elect a Net Unrealized Appreciation (NUA) in-kind lump-sum distribution (LTCG on the appreciation) versus an IRA rollover or Roth conversion — use `analyze_nua` (Step 2 below). ## Step 0 — Make sure the planfi tools are connected This skill uses these tools (may be namespaced, e.g. `mcp__planfi__analyze_equity_compensation`): `analyze_equity_compensation`, `analyze_iso_amt_crossover`, `analyze_stock_concentration`, `analyze_nua`, plus optional `generate_financial_plan` (for `plan_id` chaining + a `share_url`). Use whichever name your environment exposes (bare or `mcp__planfi__`-prefixed); below they are written bare. If they're NOT available, tell t