startup-equity-plannerlisted

Model the two highest-leverage pre-IPO/startup equity moves — the irreversible 30-day 83(b) early-exercise election and the §1202 QSBS gain exclusion (up to $10M legacy / $15M OBBBA, or 10× basis) — by orchestrating the public planfi MCP. Use whenever a startup founder, early employee, pre-IPO equity holder, or C-corp business seller wants to decide whether to file an 83(b) election, see the ordinary-to-LTCG conversion and holding-clock start, or estimate how much sale gain QSBS can exclude — e.g. "I'm a founder with 1,000,000 shares at a $0.001 strike, should I file an 83(b)?", "how much of my $30M exit is excluded under QSBS if I held 5 years?", "is the 83(b) worth it on 40,000 NSOs, strike $1, FMV $5, selling at $25?".
KameronKales/planfi-skills · ★ 0 · AI & Automation · score 75

Install: claude install-skill KameronKales/planfi-skills

# Startup Equity Planner A thin orchestration layer over the **planfi MCP** (https://ai.planfi.app/mcp, public, no auth). All 83(b), AMT, QSBS §1202, and federal/NIIT/state tax math live server-side. This skill only gathers inputs and calls the tools — it does **not** compute anything locally and bakes in no thresholds, caps, or defaults of its own. Read-only. **Related skills:** for broader RSU/ISO/NSO/ESPP grant valuation and single-stock concentration, see **equity-comp-planner**; this skill is the pre-IPO/founder-specific companion (83(b) + QSBS). ## Step 0 — Make sure the planfi tools are connected This skill uses these tools (may be namespaced, e.g. `mcp__planfi__analyze_startup_equity`): `analyze_startup_equity`, `analyze_equity_compensation`, `analyze_iso_amt_crossover`, plus optional `generate_financial_plan` (for `plan_id` chaining + a `share_url`). Use whichever name your environment exposes (bare or `mcp__planfi__`-prefixed); below they are written bare. If they're NOT available, tell the user to connect the MCP, then continue: ``` claude mcp add --transport http planfi https://ai.planfi.app/mcp ``` (On claude.ai: add a custom connector pointing at https://ai.planfi.app/mcp — no auth.) ## Step 1 — (Optional) build a plan first to chain context + get a share link If the user has (or wants) a full household model, call **`generate_financial_plan`** once and **capture the returned `plan_id`**. `analyze_startup_equity` accepts `{ plan_id }` (plus inline overr