igrantio-credential-schema-sca-payment-cardlisted

# Payment Card Credential (TS12) - credential schema ## When to use Use this skill when you issue or verify a **Payment Card Credential (TS12)**. The credential states the payment card of the holder. It is one of the three SCA payment credentials in the registry, together with the payment account credential and the payment user credential. The metadata sets `isScaCredential` to `true`. The schema supports one format: SD-JWT VC (`dc+sd-jwt`). The registry keeps this schema under `credentialSchemas/claimPathPointer/scaPaymentCard`. Version **2025.7.1** is the latest version directory, and this skill uses it. The registry publishes the schema in one format: `dc+sd-jwt`. ## What the claims describe The registry defines three claims. All three are mandatory, and all three set `limitDisclosure` to `true`, so the holder can disclose each one on its own. - **`pan_last_four`** - the last four digits of the primary account number. The schema does not hold the full card number, so the credential shows the card without the data that a payment needs. - **`scheme`** - the card scheme. - **`scheme_logo`** - the logo of the card scheme, for the card view in the wallet. Never put the full primary account number in this credential. The schema gives `pan_last_four` for identification only. ## Claim path pointer documents Each document below is the file that the registry holds. Copy it without a change. ### SD-JWT VC (`dc+sd-jwt`) | Fact | Value | | --- | --- | | Title | Payment C