transfer-cost-checklisted
Install: claude install-skill Zerif007/Claude_Legal-Bangladesh_Edition
# Transfer Cost Check — Stamp, Registration & Taxes
Config gate: none beyond firm profile, but EVERY rate below is finance-instrument-
sensitive: verify against the current Finance Act/Ordinance and the latest SRO **before
quoting** (`/bd-law-watch:update-check --topic tax`).
## Cost stack (verify each rate — they change annually)
| Head | Source instrument | Note |
|---|---|---|
| Stamp duty | Stamp Act 1899 + current Finance instrument | deed-value based; concessions area-specific |
| Registration fee | Registration Act 1908 fee table (SRO) | slab by value |
| Local government tax | Local Government (City Corporation/Union Parishad) Acts | % of deed value by area |
| VAT | VAT & SD Act 2012 | developer sales — construction-stage VAT `[verify rate/SRO]` |
| Advance tax at registration | Income Tax Act 2023 (transfer-of-property withholding; former 53H lineage) | per-katha/area minimums via SRO `[verify]` |
| Mutation | SAT Act record-of-rights process | DCR + fees |
## Procedure
1. Establish deed value vs mouza-rate minimum (whichever regime is current — `[verify]`).
2. Compute each head with the current instrument cited by name/SRO number.
3. Present buyer/seller/developer allocation per the draft contract, flag deviations
from market practice, and note under-declaration risk (ভূমি অপরাধ আইন ২০২৩ + tax audit).
4. Output a cost table + assumptions + "rates verified against [instrument, date]" line.
## Guardrails
No number leaves this skill without its source instrume