banking-compliance-security-and-remittance-costslisted

# Banking and Payments: Compliance, Security, and Costs and Remittances > **Part 5 of 6** of the *Banking, SWIFT and Payment Networks* reference (plugin `banking-swift-and-payment-networks`), covering §21–§23. Sibling skills: `banking-payments-banks-reserves-and-settlement` (§0–§5), `banking-correspondent-swift-iso20022-and-governance` (§6–§11), `banking-ripple-xrp-ledger-and-honest-assessment` (§12–§16), `banking-instant-payments-stablecoins-cbdcs-and-tokenization` (§17–§20), `banking-reference` (§24–§29). Section numbers are shared across the set; a reference written as §N → `skill` points into that sibling skill. > > **Currency:** The plumbing is stable and slow-moving. Two areas moved. See §24 → `banking-reference` for the ISO 20022 migration, and what is actually settling on blockchain rails. > **⚠️ NOT FINANCIAL ADVICE. Nothing here is a recommendation to buy, sell or hold any > asset, and §12–§16 → `banking-ripple-xrp-ledger-and-honest-assessment` in particular describe a domain saturated with promotional material > from parties holding positions.** ⚠️ **This file is about infrastructure — how payments > work — not about what anything is worth.** > > **Complements a cryptography reference (message authentication, settlement finality > guarantees) and an investment reference (which covers markets rather than plumbing).** > > **⚠️ GOTCHA** boxes mark where the popular description of a system is simply wrong — and > this domain has an unusual number of them. > > **The t