commitment-coveragelisted
Install: claude install-skill adnanmokhtar/refract
# Skill: commitment-coverage
## Premise
Commitments are the one cost lever that changes the bill without changing the architecture — and the one most often bought on intuition. Two numbers decide everything, and they pull in opposite directions: **coverage** (how much eligible usage receives a discount) and **utilisation** (how much of what was bought is actually consumed). Maximising either alone is a mistake; 100% coverage means over-buying, and 100% utilisation usually means under-buying.
Every figure comes from the provider's own coverage and utilisation reporting plus the cost/usage export. No modelled assumptions about future usage without labelling them.
## Halt conditions
- **Baseline usage undetermined** — a commitment is a bet on a floor. Without at least a full seasonal cycle of usage history, the floor is a guess; say so rather than recommending a term.
- **Planned architectural change undisclosed** — a migration, a re-platform, or a major shape change inside the commitment term invalidates the arithmetic. Ask before recommending.
- **Term and payment options unknown** for the provider and account in question.
- **Existing commitment inventory unavailable** — you cannot recommend a purchase without knowing what is already owned and when it expires.
- **Flat-rate capacity environment** — commitments may not apply at all. Confirm the model first.
## When to run
- Before any commitment purchase or renewal.
- Quarterly, as a standing review.
- Before a capacity