smb-acquisition-diligencelisted

Guides due diligence for buying or evaluating a small business (roughly under $5M in revenue) — normalizes Seller's Discretionary Earnings (SDE) from a P&L or tax return, flags red flags in the seller's financials and add-backs, estimates a defensible valuation range, and runs a phased due diligence checklist. Use when a user is screening a business-for-sale listing or CIM, calculating SDE / add-backs / owner benefit, sanity-checking a broker's asking price, prepping a due diligence document request list, writing an LOI-stage or post-LOI diligence checklist, or drafting a deal summary memo for a small business acquisition.
bigjoecoding/smb-acquisition-diligence · ★ 1 · Web & Frontend · score 65

Install: claude install-skill bigjoecoding/smb-acquisition-diligence

# SMB Acquisition Due Diligence Helps an individual buyer (searcher, first-time acquirer, or small holding company) evaluate a small business acquisition: normalize earnings, sanity-check valuation, and run a phased due diligence process. This is analytical support, not legal, tax, or investment advice — every output must carry that disclaimer. ## Step 1: Figure out what stage the user is at Ask yourself (don't necessarily ask the user, infer from context first) which of these applies, since it determines which reference material to pull in: | Signal | Stage | What to do | |---|---|---| | User has a listing/CIM/teaser, no numbers yet, or numbers but wants a gut check | **Screening** | Do a quick SDE estimate + valuation range (Steps 2–3), flag obvious red flags, keep it light | | User has real financials (P&L, tax returns, bank statements) and wants a clean number | **SDE normalization** | Full add-back walkthrough (Step 2) with the worksheet | | User is about to submit or has submitted an LOI and wants to know what to ask for | **Doc request prep** | Use `templates/due-diligence-request-list.md` | | User is past LOI and doing the deep dive | **Deep diligence** | Use `reference/due-diligence-checklist.md`, phase 3 | | User wants a document to send to a lender, partner, or co-investor | **Memo** | Use `templates/deal-summary-memo-template.md` | Most requests touch more than one stage — do the SDE work first since valuation and red flags depend on it. ## Step 2: Normalize