advice-filelisted

# Advice File Build Standard **Spec:** AIP-BS-ADVICE-FILE · **Version:** 2026-09-26 · **Canonical:** https://aipathway.com.au/explore-ai/advice-file-build-standard Open specification: how a multi-office advice or credit network turns every broker interview into one file the next person can pick up. Consent recorded before the first field, verbatim stored before classification, only published keys writable, completeness computed from the purpose, lookups resolved not transcribed, one live file per client in the CRM, every blocking gap a task with an owner, lender policy answered as a cited clause or declined, a recommendation that cannot leave draft without a person, and the detached-library test to run against any vendor who says the model knows the panel. Free to implement, with a conformance checklist. ## Read the standard first The full specification is in `reference/advice-file.md` in this skill. Read it before writing code. It is about 3,000 words and it is the whole job: the checks in order, the objects with their fields, what must never be automated, and a pass test. For the current version, fetch https://aipathway.com.au/explore-ai/advice-file-build-standard.md. This copy is 2026-09-26. The checks are also structured data, so you do not have to infer a test plan from the prose: https://aipathway.com.au/explore-ai/advice-file-build-standard/checks.json gives each check a stable id, the ports it observes, what to inject and what to assert. `npx @aipathway/conforma