aireadylife-benefits-op-review-brieflisted

## What It Does Generates the monthly benefits brief — a single-page snapshot of your entire employer benefits picture. The brief is the benefits domain's equivalent of a dashboard: it does not replace the detailed individual reviews, but it ensures you always have a current, consolidated view of your benefits status without running each review separately. The brief synthesizes data from across the benefits vault: 401k contribution pace and match capture from the most recent 401k review, HSA balance and contribution status from the most recent HSA review, coverage health from the most recent quarterly audit (flagging any open coverage gaps), open enrollment timing and status, and all open loop items from `vault/benefits/open-loops.md`. It presents the information in priority order — urgent items that require action by a specific date at the top, watch items (coverage gaps, contribution optimization opportunities) in the middle, and informational status updates at the bottom. **What makes this different from individual reviews:** The individual ops (401k review, HSA review, coverage review) produce detailed, domain-specific outputs with full calculations. The monthly brief is the compressed executive view. If everything is on track, the brief is short — a green status across all lines with no action items. If something needs attention, the brief surfaces it with a specific, dated action item and a pointer to the detailed review for context. The brief is intentionally scanna