aireadylife-business-op-monthly-synthesislisted

## What It Does Runs at the end of each month to close the books and produce a complete monthly business synthesis. This is the deepest, most comprehensive monthly review — it goes beyond the P&L brief to produce a full business health assessment covering financials, compliance, pipeline, and forward outlook. Aggregates all revenue by stream and all expenses by category for the closing month from `~/Documents/aireadylife/vault/business/00_current/` and `~/Documents/aireadylife/vault/business/00_current/`. Computes gross revenue, total expenses by category, net income, and profit margin. Compares all figures to prior month and to YTD averages — a single bad month is noise, a three-month trend is signal. Checks the compliance calendar for any deadlines in the next 60 days. Calculates YTD net income and the implied SE tax liability (15.3% on net self-employment income) to assess whether quarterly estimated tax set-asides are on track relative to the safe harbor amount (100% of prior year tax, or 110% if prior year AGI exceeded $150,000). Flags if estimated tax payments are behind the pace needed to avoid underpayment penalties. Reviews open-loops.md for any business items that have been unresolved for more than 30 days and escalates them. Writes the complete monthly synthesis report to vault/business/02_briefs/ and produces a YTD P&L file that rolls up the calendar year to date. ## Triggers - "business synthesis" - "end of month business review" - "monthly P&L" - "close th