hsa-portallisted

# HSA Portal **Auth:** Playwright + Chrome cookies (carrier-specific login — session cookies from Chrome) **URL:** Carrier-specific (configured in `vault/benefits/config.md`) **Configuration:** Set your HSA carrier name and portal URL in `vault/benefits/config.md` ## What It Provides HSA accounts are held at dedicated HSA carriers — not at regular banks — and each carrier has its own online portal. This skill provides read access to HSA account data for the monthly HSA review: current balance (cash and invested separately), YTD contributions by source, and the investment allocation within the HSA investment sleeve. This data is required to determine whether the account is above the investment threshold, on pace for the annual IRS limit, and whether uninvested cash should be moved to the investment sleeve. ## Supported Carriers The major HSA carriers and their portal URLs: **Fidelity HSA** (offered through many large employers): - URL: `https://www.fidelity.com/hsa` - Login: Same as Fidelity brokerage login - Best-in-class investment options (Fidelity index funds, zero expense ratio options available) **HSA Bank** (associated with Webster Bank): - URL: `https://www.hsabank.com` - Login: HSA Bank specific credentials **Optum Bank / ConnectYourCare:** - URL: `https://www.optumbank.com` or `https://connectyourcare.com` - Often the carrier for UnitedHealthcare-administered benefits **HealthEquity:** - URL: `https://my.healthequity.com` - Common carrier for many mid-size e