fund-house-watchlisted

# Fund House Watch Read-only AMC surveillance. `reference/READ-ONLY-POLICY.md` (hard rule) and `reference/RESEARCH-STANDARDS.md` (freshness, tool availability, SEBI/AMFI primary sources, disclosure where a fund-level view results) apply. Works over whichever broker(s) `BROKERS.md` names active — see `reference/BROKER-CAPABILITIES.md`. Groww exposes no fund data; if INDmoney is active its holdings/SIP capability can supply the AMC list directly (**unverified**, check the status table), otherwise the watchlist comes from `PORTFOLIO-PLAN.md`. Either way the findings themselves are entirely news-derived — no broker has an AMC-surveillance tool. ## Steps 1. **Build the AMC list.** From INDmoney's holdings/SIP capability if active; otherwise `PORTFOLIO-PLAN.md`'s holdings and **SIP register** give the distinct fund houses, which of the user's funds each carries, and how much ₹ — no other broker here can. Missing or stale → ask which AMCs to watch, or offer `portfolio-plan-builder`. Watch only these unless the user names another. 2. **Search per AMC.** Date-anchored `WebSearch`, one query per AMC ("<AMC> news fund manager SEBI <month year>"), a second only if something surfaces. Looking for manager exits (especially on the user's schemes — note the replacement's tenure); regulatory action (SEBI orders, show-cause notices, front-running or valuation investigations); scheme events (mergers, reclassification, mandate changes, exit-load or expense ch