sip-reviewlisted

Health check across all the user's SIPs and funds as a set — expense ratio earned, category-rank drift, manager changes, overlap creep, continue/pause/redirect per SIP. Use when the user asks to review their SIPs, whether to continue one, or for a periodic MF checkup. Read-only — never changes a SIP.
getlost01/stock-research-skills · ★ 0 · AI & Automation · score 60

Install: claude install-skill getlost01/stock-research-skills

# SIP Review Read-only — never start, stop, pause, or modify a SIP. `reference/READ-ONLY-POLICY.md` (hard rule) and `reference/RESEARCH-STANDARDS.md` (MF peer framework, tool availability, data efficiency, disclosure) apply. Where `mutual-fund-analysis` deep-dives one fund on demand, this sweeps the whole set on a cadence. Works over whichever broker(s) `BROKERS.md` names active — resolve capabilities against `reference/BROKER-CAPABILITIES.md`. Groww's MCP returns no mutual fund data at all. If INDmoney is active, its SIP-status and holdings capability (`mf_sips`, `indian_stocks_sips`, `networth_holdings` — **unverified**, check the capability map's status table) covers this skill directly; otherwise it runs entirely on `PORTFOLIO-PLAN.md` plus the web. With no SIP register, no fund list, and no active INDmoney, there is nothing to review — say so and offer `portfolio-plan-builder` rather than producing a hollow sweep. ## Steps 1. **Assemble the set.** Funds held, units and cost basis, plus SIP amounts and dates: from INDmoney's holdings/SIP capability if active, otherwise from `PORTFOLIO-PLAN.md`'s holdings and **SIP register** — no other broker here exposes either. Empty or stale → offer `portfolio-plan-builder` rather than guessing. Flag any fund listed with no SIP row, and any SIP row with no holding. Note the as-of for every ₹ figure that follows — the register's `_Last reviewed:_` date when sourced from the plan, live if from INDmoney. 2. **Per