card-creditslisted

# Card Credits Return the credits view of one exact card variant in compact format. ## What Counts as a Credit A "credit" is a statement credit, cash-back rebate, or complimentary subscription with a concrete dollar value that directly offsets cost. Examples: "$300 travel credit," "$50 hotel credit," "complimentary DashPass membership ($120 value)." **Not credits**: enhanced earning rates (e.g., "5x on Lyft"), bonus point multipliers, anniversary point bonuses, or any benefit that only increases points earned per dollar. Those belong in card-rate, not card-credits. ## When To Use When the user asks about a card's statement credits, annual credits, or cash-back credits. Trigger phrases: "card-credits", "statement credits", "what credits", "annual credits", "perks". ## Workflow 1. **Resolve card identity** — normalize the input and match to one exact card variant. 2. **Search** — use `WebSearch` by default. If `BRAVE_API_KEY` is available and `curl` exists, you may use one Brave Search API call instead. Classify results as issuer or secondary by domain. 3. **Fetch pages** — use `WebFetch` by default to fetch the top issuer URL and top 1 secondary URL from results. 4. **Pace any follow-up searches** — if another search is needed, wait briefly instead of bursting requests. 5. **Compile** — combine fetched page content + search snippets + training knowledge. 6. **Confidence** — flag uncertain or conflicting claims. ## Step 1: Card Identity Resolution Normalize the card n