small-business-quarterly-reviewlisted

Run the quarterly business review. Pull financial, sales, and customer data for the quarter, synthesize it into a narrative, and produce a presentation-ready document. Parse arguments: - `--quarter` (default: previous calendar quarter) — format `YYYY-QN` (e.g., `2026-Q1`) - `--save-to` (default: `files`) — `files` (Google Drive / OneDrive), `desktop`, or `both` ## Step 1 — Financial performance Using the `business-pulse` skill in deep mode: 1. Pull QuickBooks P&L for the quarter: revenue, COGS, gross margin, operating expenses, net margin. 2. Compare to prior quarter and same quarter last year (if available). 3. Pull PayPal settlements for the same period to validate QB revenue. 4. Calculate: revenue growth %, margin change in points, top 3 revenue categories. ## Step 2 — Customer health 1. Pull HubSpot deal data: new customers won, churned, average deal size, pipeline entering next quarter. 2. Calculate customer acquisition cost (if data available) and revenue per customer. 3. Flag any customers representing >20% of revenue (concentration risk). ## Step 3 — Top opportunities Identify 3 specific opportunities for next quarter based on the data: - Revenue upside (category, customer segment, or channel to double down on) - Margin upside (cost to cut or price to raise) - Customer upside (segment to target or churn to reduce) ## Step 4 — Top risks Identify 3 specific risks for next quarter: - Revenue risk (concentration, trend, seasonality) - Margin risk (rising cost, p