automatic-stay-issue-spotterlisted

# Automatic Stay Issue Spotter ## Purpose Issue-spot automatic stay concerns from user-provided facts into a source-cited stay-risk fact map and action inventory, with escalation flags and verification questions, so a qualified attorney can evaluate the automatic stay. This skill spots issues and organizes facts; it never concludes whether the stay applies or whether an action is permitted. ## Use When - A party needs the automatic stay concerns around an action, communication, or proceeding spotted and organized for an attorney. - A creditor, lender, landlord, or counterparty is unsure whether a step is affected by a bankruptcy filing and needs the facts mapped. - Post-petition activity must be inventoried before an attorney evaluates stay exposure. ## Required Inputs - Debtor identity, the user's party role, and case status. - Petition date if provided, echoed and marked `[deadline verification required]`. - The specific actions, communications, or proceedings in question — for example collections, litigation, setoff, foreclosure, repossession, contract termination, payment demands, eviction, lien enforcement, regulatory actions if mentioned, and post-petition communications. - The timing of each action relative to the petition date, as the user states it. - Notices received and any responses sent. - Source documents with citations to docket entries, letters, or pages. If the debtor, the user's role, or the actions in question are missing, record them a