ai-theories

wealth-crm

Meeting transcript parsing into decisions and action items, and CRM task payload construction, plus guidance for meeting preparation. Payloads are built locally and never sent to a CRM.

Pre-trade validation (buying power, oversell, short-term gain), order payload construction for Alpaca, Interactive Brokers and FIX 4.4, ISIN/CUSIP/FIGI/LEI check digits and T+1 settlement dates, for human-approved execution. Builds payloads only - never submits orders or connects to a custodian.

wealth-fund-ops

Fund administration and wealth operations checks - position reconciliation against the custodian, NAV tie-out with level 3 and stale-price flags, LP capital statement roll-forwards, and month-end close tracking - plus guidance for accounting and regulatory reporting that the engines do not perform.

wealth-onboarding

Customer Identification Program field checks, application gaps by account type (CIP, beneficial ownership, FINRA 4512, 2090, 2111 and 2165), and onboarding milestone tracking. Records the result of an OFAC screen performed elsewhere; does not itself screen sanctions lists, verify identity documents, aggregate accounts or manage e-signatures.

wealth-planning

US retirement and tax planning calculations - tax year 2026 bracket headroom for sizing Roth conversions, required minimum distributions, retirement Monte Carlo with inflation-adjusted withdrawals, capital-loss netting and carryover, and net investment income tax - plus guidance for broader household planning that the engines do not model.

wealth-portfolio

Portfolio drift monitoring and rebalancing, parametric VaR and expected shortfall, tax-loss harvesting screens with a wash-sale look-back, cost basis by lot, time- and money-weighted returns, Sharpe ratio reliability, and small-universe historical and forward simulations - plus guidance for accounting, attribution and risk-model workflows that the engines do not implement.

wealth-research

Valuation ratios from supplied fundamentals, DCF valuation with sensitivity, keyword risk-factor summaries of filing text, XBRL fact extraction, and live FRED and SEC EDGAR fetches, plus guidance for earnings and market research that the engines do not perform.

wealth-uhnw

Concentrated-stock collar construction with constructive-sale review, and private equity multiple tracking (TVPI, DPI, RVPI), plus guidance for trust, philanthropic and exchange-fund planning that the engines do not model.