getlost01

bond-ladder-planner

Plan the user's whole fixed-income book — maturity ladder, reinvestment risk, credit mix, gaps vs. plan targets. Use when the user asks about laddering bonds/FDs, what matures when, where to deploy fixed-income money next, or reviewing their debt allocation. Read-only.

corporate-actions

Track dividends, splits, bonuses, buybacks, rights issues, and demergers on the user's holdings — key dates, cost-basis and tax impact, hold/tender decisions. Use when the user asks about any of those, record or ex-dates, or "any corporate actions coming up". Read-only.

earnings-watch

Track upcoming results dates for the user's holdings and review announced results — vs. expectations, price reaction, thesis check. Use when the user asks about upcoming earnings/results, "who reports this week", or how a holding's results were. Read-only.

fno-analysis

Analyze the user's F&O positions and candidate trades — greeks, open interest, payoff, straddle levels, margin. Use when the user asks about options/futures positions, greeks, open interest, payoff, straddle, or F&O margin. Read-only.

fund-house-watch

Watch for AMC-level red flags behind the user's funds — manager exits, SEBI action, AUM swings, scheme mergers. Use when the user asks about an AMC, a fund-manager change, or wants an "anything wrong at my fund houses" check. Read-only.

ipo-analysis

Deep dive on one IPO — prospectus financials, valuation vs. listed peers, issue structure, subscription demand — ending in a subscribe/avoid view with sizing. Use when the user asks whether to apply for a specific IPO. Read-only — never applies, bids, or subscribes.

ipo-watch

Sweep the IPO calendar — what's open, closing, upcoming, or awaiting listing — and flag which merit a closer look. Use when the user asks what IPOs are open or coming up, or about allotment and listing dates. Read-only — never applies or subscribes.

mutual-fund-analysis

Deep dive or peer comparison on mutual funds — expense ratio, alpha vs. benchmark and category, manager consistency, overlap with existing holdings. Use when the user asks about a specific fund, wants funds compared, or asks whether a fund is worth holding. Read-only — no SIP changes.

new-investment-screener

Screen for new stock, ETF, or fund ideas by theme, criteria, or a gap in the portfolio. Use when the user asks to find new stocks/ETFs/funds, screen by criteria (value, growth, sector, dividend, momentum), or asks what to add. Read-only.

portfolio-plan-builder

Build or update the user's PORTFOLIO-PLAN.md by interviewing them against their real holdings — targets, risk limits, rebalancing rules, theses, fixed-income inventory, SIP register, tax context. Use when that file is missing, stale, or lacks a section another skill needs, or when the user asks to set up or change their plan. Writes only that file.

portfolio-review

Review the user's live brokerage portfolio — allocation, risk, per-holding buy/hold/avoid views, rebalancing. Use when the user asks to review their portfolio, check allocation or diversification, get stock/ETF/MF suggestions, or rebalance. Read-only.

rate-watch

Track the rate environment — RBI stance, repo path, G-Sec curve, inflation — and translate it into implications for the user's debt holdings. Use when the user asks about RBI policy, rate cuts/hikes, yields, locking rates, or how rates affect their debt. Read-only.

rebalancing-planner

Diff the user's actual allocation against their PORTFOLIO-PLAN.md targets and produce sized rebalancing suggestions. Use when the user asks to rebalance, check if they're over/under-weight, or align to a target. Read-only — suggestions only.

sip-review

Health check across all the user's SIPs and funds as a set — expense ratio earned, category-rank drift, manager changes, overlap creep, continue/pause/redirect per SIP. Use when the user asks to review their SIPs, whether to continue one, or for a periodic MF checkup. Read-only — never changes a SIP.

stock-research

Deep dive on one stock, ETF, or fund — fundamentals, technicals, peers, current news, and fit against the user's portfolio. Use when the user asks "should I buy <symbol>", wants research on a specific instrument, or a buy/hold/avoid view. Read-only.

tax-capital-gains

Estimate unrealized and realized LTCG/STCG on the user's holdings and surface tax-loss and gain-harvesting opportunities. Use when the user asks about capital gains, tax, LTCG, STCG, harvesting losses, or filing prep. Read-only — estimates, not tax advice.

bond-analysis

Analyze a bond, NCD, or debt fund — yield vs. G-Sec, credit rating, duration, issuer concentration, liquidity. Use when the user asks about a bond, NCD, debt fund, or fixed-income allocation. Read-only.

dividend-income

Project annual dividend income from the user's holdings — per-stock payout, yield-on-cost, upcoming ex-dates, sustainability flags. Use when the user asks about dividend income, portfolio yield, upcoming dividends, or building an income stream. Read-only.

mf-nav-attribution

Estimate today's mutual fund NAV move before the AMC publishes it — last-disclosed holdings weighted by each constituent's live % change. Use when the user asks how a fund is moving today or what its NAV will do. Read-only; an estimate, never the published NAV.

trade-behavior-review

Review actual trade/order history — win rate, holding period, churn and cost, and whether real behavior matches the plan's stated horizon. Use when the user asks "how have I been trading", "am I overtrading", "what's my win rate", or wants a trade journal review. Read-only.

us-stock-research

Deep dive on a US-listed stock (e.g. AAPL, NVDA) — fundamentals, technicals, news, currency and LRS context. Use when the user asks about a US ticker or whether to buy one. Read-only.

etf-tracking-quality

Judge an ETF or index fund on tracking difference vs. its index, expense ratio, premium/discount to iNAV, spread and depth at the intended order size, and AUM — comparing same-index alternatives. Use when the user asks which index ETF to hold, about tracking error, or whether an ETF is trading away from fair value. Read-only.

gold-and-commodity

Review the gold/silver sleeve — SGB premium or discount to gold value and remaining tenor, gold/silver ETF tracking and liquidity, sleeve size vs. the plan's target. Use when the user asks about gold, silver, SGBs, gold ETFs, or a commodity allocation. Read-only.

portfolio-stress-test

Stress the portfolio against scenarios — market drawdown, sector crash, single-stock hit, rate shock, currency move, F&O margin call — measured against the plan's risk limits. Use when the user asks what happens if the market falls, how much they could lose, or about downside, drawdown, or scenario risk. Read-only.

thesis-audit

Re-test every position thesis in PORTFOLIO-PLAN.md against current data — is the stated reason for owning it still true, and has any invalidator tripped. Use when the user asks why they own something, whether a thesis still holds, or wants a conviction/thesis check across holdings. Read-only.

watchlist-monitor

Sweep the watchlist in PORTFOLIO-PLAN.md — which triggers are hit, which are near, and what changed on the names now in range. Use when the user asks about their watchlist, whether anything hit their price, or "anything worth looking at today". Read-only.

market-pulse

Market briefing — movers, trending stocks and funds, macro/budget notes, calendar context — with anything touching the user's holdings called out. Use when the user asks what's happening in the market, for a briefing, or about market movers. Read-only.