fru-dev3

plaid

Pull recent transactions, balances, and recurring-transaction metadata from any institution linked to a Plaid Item. Used by wealth, tax, and business domains. Read-only by default — write operations require explicit PLAID_WRITE_OK=1 in the environment.

adp

Accesses pay stubs, W-2 documents, YTD earnings breakdowns, 401k contribution deductions, and benefit deduction details from ADP Workforce Now or MyADP via Playwright with Chrome cookie session. Used by benefits-agent for monthly payroll verification, 401k match capture confirmation, and year-end document retrieval. Requires headless=False. Configure ADP portal URL and Chrome profile in vault/benefits/config.md.

aireadylife-benefits-flow-analyze-401k-allocation

Analyzes 401k fund allocation against target, checks employer match capture, calculates allocation drift per fund (flagging drift > 5 percentage points), runs a retirement balance projection at assumed 7% average annual return, and returns structured results to the calling op.

aireadylife-benefits-flow-build-coverage-summary

Compiles a structured coverage table for all active employer benefits — medical plan with deductible and OOP limits + YTD spend, dental, vision, 401k match rate and YTD, HSA contribution pace, life insurance face value, and disability income replacement rate. Returns a formatted table to the calling op.

aireadylife-benefits-flow-check-hsa-balance

Reads HSA account data to produce a complete balance snapshot: cash vs. invested balances, YTD contributions by source (employee/employer) vs. IRS limit for coverage tier, projected year-end pace, investment threshold comparison, and pending qualified expense reimbursement list. Returns all data to the calling op.

aireadylife-benefits-op-401k-review

Monthly 401k review covering employer match capture rate, YTD contribution progress vs. the 2025 IRS limit of $23,500, investment fund allocation drift vs. target, projected year-end balance, and withholding adequacy check. Flags any shortfall in match capture or contribution pace. Triggers: "401k review", "retirement contribution check", "employer match", "401k allocation", "am I maxing my 401k", "retirement savings update".

aireadylife-benefits-op-coverage-review

Quarterly benefits coverage audit verifying active elections match what was chosen at enrollment and checking coverage limits against current assets, liabilities, and income. Flags life insurance shortfall (below 10x income), disability replacement below 60%, and elections that may have been accidentally dropped. Triggers: "benefits audit", "coverage review", "am I covered", "check my benefits elections", "coverage gaps", "benefits coverage check".

aireadylife-benefits-op-enrollment-review

Annual open enrollment planner comparing medical, dental, vision, FSA/HSA plan options by modeling total annual cost under three utilization scenarios (healthy year, moderate, worst-case hitting OOP max). Recommends optimal election set with side-by-side plan comparison table. Runs October-November when enrollment window opens. Triggers: "open enrollment", "benefits enrollment", "pick my benefits plan", "compare health plans", "enrollment review", "which plan should I choose".

aireadylife-benefits-op-hsa-review

Monthly HSA review tracking YTD contributions vs. the 2025 IRS limit ($4,300 individual / $8,550 family), investment threshold status, projected year-end balance, and pending qualified expense reimbursements. Flags under-contribution pace and uninvested cash above threshold. Triggers: "HSA review", "HSA balance", "HSA contributions", "health savings account", "HSA investment", "pending reimbursements".

aireadylife-benefits-op-review-brief

Monthly benefits brief compiling 401k match capture status, YTD vs. limit progress, HSA balance and investment threshold status, coverage flags, open enrollment timing, and all outstanding benefit action items into a single prioritized briefing document. Triggers: "benefits brief", "show my benefits", "401k status", "HSA balance", "benefits summary", "benefits update".

aireadylife-benefits-task-extract-coverage-limit

Reads a specific coverage limit value — deductible, OOP max, HSA IRS limit, life insurance face value, disability benefit amount, dental annual max — from vault/benefits/00_current/ plan documents. Returns the exact value, plan year, coverage tier, and source document to the calling flow or op.

aireadylife-benefits-task-flag-enrollment-window

Writes an urgent enrollment deadline alert to vault/benefits/open-loops.md when the open enrollment window is active or approaching. Includes enrollment start date, end date, effective date, list of elections that need to be reviewed, pointer to the plan comparison brief, and a calendar reminder note. Called by benefits-op-enrollment-review.

aireadylife-benefits-task-update-open-loops

Maintains vault/benefits/open-loops.md as the canonical list of outstanding benefits action items. Appends new flags from any benefits op (enrollment deadlines, 401k match gaps, HSA investment threshold actions, coverage gaps, FSA deadlines, ESPP/RSU calendar events). Resolves completed items. Prioritizes by severity. Called at the end of every benefits op.

hsa-portal

Accesses HSA account balance (cash and invested), YTD employee and employer contributions vs. IRS limit, investment allocation and performance, and eligible expense transaction history from any major HSA carrier portal via Playwright with Chrome cookie session. Supports Fidelity, HSA Bank, Optum/ConnectYourCare, HealthEquity, and WEX. Requires headless=False. Configure carrier URL and Chrome profile in vault/benefits/config.md.

workday

Accesses employer benefits elections, 401k contribution rate, HSA payroll election, open enrollment options, life event changes, and pay stubs from Workday HCM via Playwright with Chrome cookie session. Used by benefits-agent to verify benefit deductions, confirm contribution rates match elections, and navigate enrollment windows. Employer SSO required (Okta, Azure AD, or Google Workspace). Requires headless=False. Configure employer-specific Workday URL and Chrome profile in vault/benefits/config.md.

aireadylife-brand-flow-analyze-mentions

Scans recent brand mentions for sentiment, source type, and context. Flags mentions needing a response and surfaces notable sources.

aireadylife-brand-flow-build-analytics-summary

Compiles cross-platform analytics: followers, growth, engagement rate, and impressions per platform with month-over-month deltas and top-performing content identified.

aireadylife-brand-flow-check-profile-consistency

Compares brand profile elements (bio, headshot, handle, URL) across all platforms to the master brand profile and flags any discrepancies.

aireadylife-brand-op-content-review

Monthly content output review that tracks publishing cadence vs goal, cross-platform performance, and top-performing content. Triggers: "content review", "brand performance", "how is my content doing".

aireadylife-brand-op-monthly-synthesis

Monthly brand synthesis. Aggregates cross-platform analytics into a unified brand health score. Triggers: "brand synthesis", "brand score", "monthly brand report", "brand analytics summary".

aireadylife-brand-op-profile-audit

Quarterly audit of brand profile consistency across platforms (LinkedIn, Twitter/X, GitHub, YouTube, personal site). Checks bio, headshot, handle, URL, and bio text for drift from master profile. Triggers: "profile audit", "brand consistency", "update my profiles".

aireadylife-brand-op-review-brief

Monthly brand brief. Pulls consistency score, mention summary, analytics highlights, and reputation flags. Triggers: "brand brief", "brand summary", "how is my brand doing", "brand health", "brand check".

aireadylife-brand-task-flag-profile-inconsistency

Writes a flag to vault/brand/open-loops.md when a platform profile field diverges from the master brand profile. Records platform, field, current value, expected value, and fix action.

aireadylife-brand-task-log-mention

Records a brand mention to vault/brand/00_current/ with platform, author, date, sentiment, content summary, and link. Flags high-priority mentions (journalist, viral potential) for immediate action.

aireadylife-brand-task-update-open-loops

Writes all brand flags (profile inconsistencies, content gaps, unanswered mentions, publishing cadence misses) to vault/brand/open-loops.md. Resolves completed items.

aireadylife-business-flow-build-pipeline-summary

Summarizes active proposals by stage, expected close dates, total pipeline value, and flags proposals needing follow-up due to inactivity.

aireadylife-business-flow-build-pl-summary

Builds a monthly P&L summary: revenue by client/source, expense categories, net profit, margin, and comparison to prior month.

aireadylife-business-flow-check-compliance-status

Reviews entity compliance checklist: annual report filed, registered agent current, tax elections in place, and operating agreement updated. Flags anything due within 60 days or overdue.

aireadylife-business-op-compliance-review

Quarterly entity compliance check that reviews LLC/S-Corp filing requirements, state deadlines, registered agent status, and annual report filings. Triggers: "compliance review", "LLC compliance", "annual report", "entity check".

aireadylife-business-op-monthly-synthesis

Monthly business synthesis. Aggregates revenue and expenses into a full P&L and checks the compliance calendar. Triggers: "monthly P&L", "business synthesis", "revenue and expenses", "net income this month".

aireadylife-business-op-pipeline-review

Monthly client pipeline review that tracks active proposals, follow-ups needed, total pipeline value, and conversion rate. Triggers: "pipeline review", "client pipeline", "proposals", "sales pipeline".

aireadylife-business-op-pl-review

Monthly P&L review that compares revenue vs expenses, calculates net profit margin, and flags variances vs prior month and budget. Triggers: "P&L review", "profit and loss", "business financials", "how is my business doing".

aireadylife-business-op-review-brief

Monthly business brief. Pulls revenue, expenses, P&L, compliance status, and open items. Triggers: "business brief", "LLC update", "P&L summary", "business status", "revenue this month".

aireadylife-business-task-flag-overdue-invoice

Writes an overdue invoice flag to vault/business/open-loops.md when an invoice is unpaid more than 30 days past due. Includes client, invoice number, amount, days overdue, and recommended action.

aireadylife-business-task-log-invoice

Records a new invoice to vault/business/00_current/ with client, amount, date issued, due date, service description, and payment status.

aireadylife-business-task-update-open-loops

Writes all business flags (overdue invoices, compliance deadlines, stalled proposals, expense anomalies) to vault/business/open-loops.md. Resolves completed items.

aireadylife-calendar-flow-analyze-focus-time

Analyzes the ratio of meetings vs. unblocked focus time across the past week and upcoming week, comparing against a 10-hour focus goal and identifying which days have the best and worst deep work conditions.

aireadylife-calendar-flow-build-agenda

Builds a week-ahead agenda combining cross-domain deadlines, calendar events, and priority open loops — then suggests 2-3 focus blocks for deep work items.

aireadylife-calendar-flow-collect-deadlines

Scans all installed plugin open-loops.md files and extracts items with explicit due dates within the next 60 days, sorted chronologically with urgent items (due within 7 days) flagged separately.

aireadylife-calendar-op-deadline-alert

Weekly deadline alert. Flags all obligations due within 30 days across all installed plugins. Triggers: "deadline alert", "what's due", "upcoming deadlines", "30-day deadlines".

google-analytics

Queries GA4 website analytics via the Google Analytics Data API for traffic, engagement, and audience data. Used by brand-agent for monthly web presence synthesis. Configure property ID and credentials in vault/brand/config.md.

Reads LinkedIn profile and post analytics for brand consistency auditing and audience engagement review via Playwright. Used by brand-agent for monthly brand health synthesis. Configure in vault/brand/config.md.

twitter

Pulls follower count, impressions, and mention data from Twitter/X via Playwright. Used by brand-agent for social presence monitoring and mention analysis. Configure in vault/brand/config.md.

gusto

Accesses payroll records, contractor payments, and year-end tax forms from Gusto via Playwright. Used by business-agent for payroll compliance review and contractor payment tracking. Configure in vault/business/config.md.

quickbooks

Pulls P&L, balance sheet, and transaction data from QuickBooks Online for business performance tracking and financial reporting. Used by business-agent for monthly P&L review. Configure in vault/business/config.md.

stripe

Queries Stripe for payment, payout, and revenue data via the Stripe API. Used by business-agent for revenue review and P&L input. Set API key in vault/business/config.md.